Short Hills, Millburn, Summit and Chatham real estate and homes for sale in New Jersey, relocation, luxury properties - Howard Bunn and Cara Moxley, REALTORS® Howard Bunn and Cara Moxley REALTORS(r) for Short Hills, Chatham, Millburn and Summit, New Jersey real estate, relocation, luxury properties - NUMBER1EXPERTS™ Howard Bunn and Cara Moxley NUMBER1EXPERTS(tm) for Short Hills, Chatham, Millburn and Summit, New Jersey real estate, relocation, luxury properties
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Howard Bunn and Cara Moxley, REALTORŪ, real estate agents and broker for Short Hills, Chatham, Millburn and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Real Estate Trivia
Q 
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?

A 
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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Howard Bunn and Cara Moxley, REALTORŪ, real estate agents and broker for Short Hills, Chatham, Millburn and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Howard Bunn & Cara Moxley
Keller Williams Realty Premier Properties

488 Springfield Avenue
Summit, NJ 07901
Howard Mobile: 973-207-5398
Cara Mobile: 973-479-4488
Fax: 973-376-1088
Office: 973-376-0033, Ext. 120
Email: Cara@BunnMoxleyHomes.com
Email: Howard@BunnMoxleyHomes.com

Whether you are buying, selling, or renting a property, Howard Bunn & Cara Moxley utilize the latest information technologies, market research, and business strategies to exceed all of your expectations. Put our knowledge and experience to work for you and we will find a real estate solution that is right for you. Both Bunn & Moxley are top-producing agents, lifelong area residents, parents of children in the local schools, active in the community and have teamed up to deliver outstanding coverage and service.

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