Short Hills, Millburn, Summit and Chatham real estate and homes for sale in New Jersey, relocation, luxury properties - Howard Bunn and Cara Moxley, REALTORS® Howard Bunn and Cara Moxley REALTORS(r) for Short Hills, Chatham, Millburn and Summit, New Jersey real estate, relocation, luxury properties - NUMBER1EXPERTS™ Howard Bunn and Cara Moxley NUMBER1EXPERTS(tm) for Short Hills, Chatham, Millburn and Summit, New Jersey real estate, relocation, luxury properties
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Howard Bunn and Cara Moxley, REALTORŪ, real estate agents and broker for Short Hills, Chatham, Millburn and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

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Unique and Luxury Homes: Short Hills, Chatham, Millburn and Summit New Jersey home buying, real estate listings, and homes for sale in Essex, Union, Morris County, NJ
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Short Hills, Chatham, Millburn and Summit area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?

A 
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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Howard Bunn and Cara Moxley, REALTORŪ, real estate agents and broker for Short Hills, Chatham, Millburn and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Howard Bunn & Cara Moxley
Keller Williams Realty Premier Properties

488 Springfield Avenue
Summit, NJ 07901
Howard Mobile: 973-207-5398
Cara Mobile: 973-479-4488
Fax: 973-376-1088
Office: 973-376-0033, Ext. 120
Email: Cara@BunnMoxleyHomes.com
Email: Howard@BunnMoxleyHomes.com

Whether you are buying, selling, or renting a property, Howard Bunn & Cara Moxley utilize the latest information technologies, market research, and business strategies to exceed all of your expectations. Put our knowledge and experience to work for you and we will find a real estate solution that is right for you. Both Bunn & Moxley are top-producing agents, lifelong area residents, parents of children in the local schools, active in the community and have teamed up to deliver outstanding coverage and service.

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